Chapter 13 Bankruptcy

Chapter 13 requires the debtor to pay back secured loans and a percentage of unsecured debt.  A payment plan is proposed to the court where you will have three to five years to pay off the debts.  The benefit to Chapter 13 is that it gives you the opportunity to save your home if in foreclosure.  Chapter 13 also allows you to:


  • Adjust your creditor relationship
  • Pay a percentage of your income to the trustee to pay debts and fees
  • Creditors are prohibited from taking action against you 
  • You are protected by the court while under your payment plan

Contact us today if you have any questions.

Download A Free Bankruptcy Packet

Print and complete this form to expedite the process

Bankruptcy Packet

We are here to help you

If you are facing difficult financial obligations such as medical debt, credit card debt, foreclosure, or repossession contact us today. You don't have to be in financial ruin. The law allows financial assistance or even a fresh start.


Roughly 1 in 10 adults will file a bankruptcy sometime in their lifetime. The process doesn't have to be difficult and we can help.

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